Steinfin is a managed service for the work between issuing an invoice and getting paid: follow-up, payment promises, queries and clear reporting. Your customers hear from your business, and every commercial decision stays with you.
Priced in EUR. For businesses in the Republic of Ireland.
Can you resend this with our PO number? It is sitting with accounts.
Our payment run is Thursday. It is on the list.
No reply to two reminders.
Paid on Monday, reference TH-2291.
The law gives suppliers real protection when another business pays late. In practice, most SMEs keep those rights in reserve and rely on following up, because the customer relationship matters more than the penalty.
European Communities (Late Payment in Commercial Transactions) Regulations 2012. Source: Department of Enterprise, Tourism and Employment. Last checked 26 September 2026. Not legal advice. Estimate interest on an invoice.
of SMEs surveyed by ISME do not charge interest on late payments.
ISME, Prompt Payments Report Q1 2026, 80 SME owner-manager respondents. Published April 2026.
So in Ireland, getting paid is mostly about steady, well-judged follow-up. Whether to claim interest stays your decision. Steinfin does not add interest or charges to your invoices.
Some invoices are paid on time and need nothing. The rest turn into small jobs: confirm it arrived, wait for approval, remind, log the promise, answer the query, check the bank, follow up again. Multiply that by every invoice you raise and it becomes a function of its own.
"Unpaid" can mean six different things, and each needs a different next action. Chasing them all the same way is how relationships get strained and invoices stay open.
Irish businesses rarely arrive asking for "accounts receivable outsourcing". They arrive because something specific is not working. Find yours, and see how Steinfin handles it.
Not sure? The free AR health check will tell you where to start.
99.8% of active enterprises in Ireland are SMEs, and in many of them credit control is one task among several. As the business grows, the follow-up grows with it, and it lands wherever there is a gap.
CSO, Business in Ireland 2023, 401,359 active enterprises. Published December 2025.
Your people get decisions and updates, not the chasing.
Neither is always the cheaper option. It depends on your volume, your team and how steady the work is.
| Internal hire | Steinfin | |
|---|---|---|
| Getting started | Recruitment and training | Scope and rules agreed with you |
| Cost | Salary and employment costs | One monthly fee, agreed up front |
| Management | Day-to-day supervision | Managed by Steinfin, to your rules |
| Systems | Tools to choose and run | Steinfin's own systems |
| Cover | Holidays and absence to plan around | Part of the service |
You keep invoicing, setting terms and making commercial decisions. Steinfin takes the agreed routine work in between and reports back.
Steinfin works alongside the accounting systems Irish businesses already use. You grant access from your own account, at the level you choose, and can remove it at any time. We never ask for your password. If you prefer, send regular exports instead.
Many Irish SMEs hold back on chasing because they do not want to damage a good relationship. Steinfin follows rules you set for each kind of customer, so follow-up is consistent without being blunt.
Regular updates show where each account stands, what customers have said, which promises are due, which queries are open and what needs your input next.
Every plan includes regular reporting. On Starter, that is a weekly report.
Cash collection gets the customer to pay. Cash application works out what the money paid for, so nobody is chased for an invoice that is already settled.
Some ledgers need organising before steady follow-up can start: old balances, unexplained payments and queries nobody wrote down. Cleanup sorts each item into what happens next.
These are sectors where businesses sell on credit terms, raise a lot of invoices or wait on approvals, so follow-up is real work rather than an occasional task.
We also work with plant and equipment hire, engineering and technical services, and other Irish businesses that invoice on credit terms.
A predictable monthly retainer. Agreed up front, with no long lock in.
Reminders, email and phone chasing, promise tracking, weekly reporting
Everything in Starter, plus query and dispute follow-up and payment plans
Everything in Growth, plus cash matching and aged debt clean-up
Prices in EUR, billed monthly.
An honest first look at where payments are being held up.
What is open, how old it is and how follow-up works today.
Which accounts and which work Steinfin takes on.
Tone, channels and when something comes back to you.
Authorised access to your accounting system, or regular exports.
The agreed follow-up begins, in your name.
Updates, plus anything that needs your input.
Steinfin works with B2B businesses across Ireland remotely: by email, by phone and through the access you give us to your accounting system. Your customers hear from your business, wherever your office is.
Steinfin handles personal data in line with the GDPR. AR work involves customer and financial information, so access is limited to what the service needs and to the people working on your account. Your agreement with us is set out in your order form and our Service Terms.
This page is for businesses in the Republic of Ireland. Based in Northern Ireland? See Steinfin for UK businesses.
Steinfin runs day-to-day credit control and accounts receivable work for B2B businesses in Ireland: reminders, follow-up by email and phone, promise and query tracking, payment matching, ledger cleanup and clear reporting. It is a managed service, so our people do the work, supported by our own systems.
Yes. You keep the commercial decisions: terms, concessions, credit notes, payment plans outside the agreed rules and any escalation. Steinfin handles the agreed routine follow-up and sends anything that needs your authority back to you.
Yes. Follow-up goes out in your business's name, using wording, tone and channels agreed with you before we start. Key or sensitive accounts can be handled differently, or only as you instruct.
No. Steinfin works alongside the accounting system you already use, and nothing about how you raise invoices has to change.
Yes. Steinfin works alongside Xero, QuickBooks and Sage. You give us authorised access from your own account, at the level you choose, or send us regular exports if you prefer. We never ask for your password.
Usually through authorised access that you grant from your own accounting account and can remove at any time. If that does not suit you, you send regular exports of your outstanding invoices and we work from those.
Yes, from the Growth plan. We log each query, get the missing information, route anything commercial to you and keep following up until it is resolved. We do not give legal advice or handle legal disputes.
Yes, as part of the Scale plan. We match payments to the right invoices using remittances and bank references, and flag short payments, overpayments and unidentified receipts for you. We never move money.
No. Under the European Communities (Late Payment in Commercial Transactions) Regulations 2012, a business may be entitled to statutory interest and compensation for recovery costs when another business pays late. Whether to claim them is your decision. Steinfin does not add interest or charges to your invoices, and this is not legal advice.
Plans are a monthly retainer in EUR. Starter starts from €349 a month and Growth from €699 a month, scaling with the size and state of your ledger. Scale is quoted once we understand your ledger. The pricing page sets out what each plan includes.
No. Steinfin provides credit control on your own business-to-business invoices, in your name and under your instructions. We do not buy debts, we do not work on consumer debts and we do not take legal action. You remain the owner of your invoices throughout.
Yes. Steinfin works remotely, by email, by phone and through the access you give us to your accounting system, so where your business is based in Ireland makes no difference to the service.
Start with the free AR health check. Tell us a little about your invoicing and we reply within one business day with an honest read on where payments are being held up. If it makes sense to work together, we agree the scope and your customer rules, set up access, and begin.
See where your payments are being held up and what would move them. It starts with a free AR health check.
Get a free AR health check