1. About these terms
These website terms apply when you visit or use steinfin.com, including its pages, articles, tools and forms. By using the website, you agree to these terms. If you do not agree, please do not use the website.
These terms are separate from the terms that govern Steinfin's services. If you are a Steinfin client, your client agreement and our Service Terms govern the service we provide to you. These website terms only govern your use of the website.
2. Who runs this website
This website is operated by Consul International (company ID M61319502J), trading as Steinfin. Steinfin provides outsourced accounts receivable and credit control services to businesses.
- Trading name
- Steinfin
- Legal name
- Consul International
- Company ID
- M61319502J
You can contact us at [email protected] or through our contact page.
3. Using this website
You are welcome to use this website to learn about Steinfin and our services, and for other lawful business and informational purposes. When you use it, please do not:
- use it for anything unlawful, fraudulent or harmful
- try to gain unauthorised access to the website, its servers or any connected systems
- introduce viruses, malicious code or anything designed to disrupt the website
- interfere with how the website works, or place an unreasonable load on it
- use automated tools to copy or extract substantial parts of the website without our permission
- submit false or misleading information through our forms, or send spam through them
- pretend to be someone else, or misrepresent your connection with any person or business
4. Website information
The content on this website is general information about Steinfin, our services and accounts receivable practice. We work to keep it accurate and up to date, but it is not tailored to your situation.
Not professional advice
Nothing on this website is legal, accounting, tax or financial advice. Steinfin does not provide those services. If you need advice on your own situation, please speak to a suitably qualified professional.
Accounts receivable information
Our articles, examples and illustrations explain how accounts receivable and credit control generally work. Your own contracts, customers, accounting treatment and legal position may differ, so please check how anything applies to you before relying on it. Example figures shown on the website are illustrative and are not real client data.
No guaranteed outcomes
Following information on this website, or using Steinfin's services, does not guarantee any particular result. We cannot promise that every invoice will be paid, that payment times will fall by a set amount, or that your cash flow will improve by any specific figure. Results depend on many factors, including your customers and your circumstances.
5. Services and pricing information
Descriptions of our services on this website are general. The actual scope of any engagement depends on your requirements and workload, and is set out in the agreement we make with you. Our Service Terms give more detail.
Prices shown on our pricing page are starting prices for our monthly plans. They are shown in a currency based on your location. The price for your service depends on the size and needs of your ledger, and is agreed with you before any work starts.
6. Forms, enquiries and the AR health check
You can use the forms on this website to contact us, ask questions, make service enquiries and request a free AR health check. Personal information you submit is handled in line with our Privacy Policy.
Browsing the website or sending us an enquiry does not by itself create a service agreement. A client relationship only begins once we have both agreed the terms of the service.
The free AR health check is offered with no obligation. It is based on the information you give us, so it can only be as complete as that information. Requesting one does not create an ongoing engagement, and any service would be agreed separately.
7. Tools and calculators
We may provide tools on this website, such as a late payment interest calculator. Their results are estimates for general information only.
A result depends on the information you enter and on assumptions built into the tool. It may not reflect your contract terms, the law that applies to your invoices, the relevant dates or any changes to statutory rates or rules. Please check any result, and take advice where needed, before relying on it for a legal or commercial decision.
8. Intellectual property
The Steinfin name and logo, and the website's design, text, graphics, illustrations, tools and code, are owned by Steinfin or used with permission.
What you can do with our content
You can view, share links to and print pages from this website for your own personal or internal business use. You are welcome to link to any page.
Please do not, without our written permission:
- copy or republish substantial parts of the website
- sell, license or otherwise commercially exploit our content
- modify our content and present it as your own
- use the Steinfin name, logo or brand assets, or suggest we endorse you
9. Links and third-party names
This website may link to websites and services run by others. We do not control them and are not responsible for their content, availability or practices. A link does not mean we endorse the linked site or its owner.
We mention accounting software and other third-party products, such as Xero, QuickBooks and Sage, to explain which systems we work with. Those names and logos are trademarks of their respective owners. Mentioning them does not mean we own them, or that we have a partnership with, or are endorsed by, those companies.
10. Availability and changes
We aim to keep the website available and working well, but we cannot guarantee it will always be available or free of errors. It may occasionally be unavailable because of maintenance, technical problems, issues with third-party services we rely on, or security measures.
We may update, change or remove website content, tools and features at any time. Changes to the website do not change the terms of any agreement we have with a client.
12. Liability
We provide the website and its content for general information. To the extent the law allows, we are not responsible for any loss arising from:
- relying on general website content, examples or calculator results
- the website being temporarily unavailable
- the content of third-party websites we link to
- misuse of the website by you or anyone else
Nothing in these terms limits or excludes any liability that cannot legally be limited or excluded, or affects any rights you have that cannot be excluded by law.
These website terms do not govern the services we provide to clients. Liability relating to our services is covered by the client agreement and our Service Terms.
13. Changes to these terms
We may update these terms from time to time, for example to reflect changes to the website or the law. The date at the top of this page shows when they were last updated. Changes apply from that date and do not affect anything that happened before it.
14. Contact
If you have a question about these website terms, email us at [email protected] or use our contact page.