Pricing

Simple pricing for managed credit control.

Steinfin is a monthly service, priced on the amount of work your ledger needs. No software seats, no setup maze, no long contract. You always know what you are paying and why.

Prices shown in GBP, based on your location. Billed monthly.

Starter

For smaller ledgers that need consistent follow-up.

£299$399€349C$499 / month
Starting price, scaling with your ledger
What it covers
  • Reminders before and after the due date
  • Email and phone chasing, in your name
  • Promise-to-pay tracking
  • Weekly reporting
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Scale

For larger or more complex receivables operations.

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Quoted to the size of your ledger
Everything in Growth, plus
  • Cash matching and reconciliation
  • Aged debt clean-up
  • Your own dedicated contact
  • Scope tailored to your business
Discuss your ledger

Every plan is the full managed service for your accounts receivable and credit control. The plan reflects how much work your ledger needs, nothing more complicated than that.

Included in every plan

The core service is the same. The capacity is what changes.

Whichever plan you are on, this is the work Steinfin does on your ledger. Higher plans add more active follow-up and more complex work, not a different service.

Invoice monitoringWe keep sight of what is outstanding and due.
Reminders and follow-upBefore and after the due date, by email and phone.
In your nameEvery contact goes out as your business.
Promise-to-pay trackingDates recorded and followed up if missed.
Works with your accountingAlongside Xero, QuickBooks and Sage, through authorised access or exports.
Clear reportingA clear view of where your cash is.
What affects the price

Two businesses can need very different amounts of work.

Your monthly fee is based on how much your ledger actually needs doing. In plain terms, more of these usually means a higher plan.

More accountsMore customers to follow up
More active workMore overdue invoices and calls
More complexityMore queries, clean-up and reporting
More service capacity A higher plan, priced to match the work
The commercial model

One monthly fee, instead of building the function yourself.

Running credit control in-house is more than a salary. Steinfin is a single monthly service that covers the whole thing. Which works out better depends on your business, but the shape of the cost is very different.

Building it internally
  • Salary and employer costs
  • Recruitment and training
  • Management and cover for holidays and sickness
  • Systems and reporting to set up
  • Capacity capped by one person's time
With Steinfin
One monthly service The people, the process, the systems and the reporting, in a single agreed fee that scales with your ledger.

No recruiting, no management overhead, and capacity that grows with you.

We do not claim outsourcing is always cheaper than hiring. It is simpler, more consistent, and easier to scale up or down.

Why monthly

Credit control is ongoing, so the pricing is too.

Invoices fall due every week. Customers reply at different times. Promises need watching and queries need chasing. A monthly service keeps that work running consistently, rather than only when someone finds the time.

You are paying for the work to keep happening, week in and week out, not for a one-off push.

No surprises

What you agree is what you pay.

Your monthly retainer covers the service on your ledger.

Anything beyond your plan is agreed with you first, never sprung on you.

A rolling monthly agreement you can cancel with notice.

No software to buy on top, and no per-seat charges.

Not sure which plan

Let the numbers tell you which level you need.

Start with a free AR health check. We look at your overdue invoices and the state of your ledger, then tell you honestly how much ongoing support makes sense. No cost, no obligation.

Get a free AR health check
Questions

Pricing, answered.

How much does outsourced credit control cost?

It is a simple monthly retainer. Starter begins at the price shown above for smaller ledgers, Growth for busier ledgers with more to chase, and Scale is quoted to your ledger. There is nothing else to buy, and the price is set out clearly before you start.

What determines my monthly price?

The amount of work your ledger needs. That usually comes down to how many customer accounts need following up, how many invoices are involved, how much of it is overdue, and how complex the queries and reporting are. Bigger or busier ledgers sit in a higher plan.

Is this a monthly contract?

It is a rolling monthly retainer you can cancel with notice. There is no long lock in. We would rather keep your business because the service works, not because you are tied in.

Can I change plans as we grow or quieten down?

Yes. If your ledger grows, or has a quiet spell, we review the plan with you and adjust it so you are paying for the level of support you actually need.

Do I pay for software separately?

No. Steinfin is a managed service, not a piece of software you buy and run. The systems we use to keep your accounts organised and visible are included in the monthly fee. There are no seats, licences or usage credits.

Does the price include customer calls and follow-up?

Yes. Following up your customers by email and phone, in your name, is the core of the service and is included in every plan.

Do you charge a percentage of recovered invoices?

Your plan is a simple monthly retainer based on your ledger, not a cut of your everyday invoices. For larger or more complex ledgers we agree the terms with you individually, and whatever you pay is always set out clearly before you start.

Do you offer custom pricing for larger ledgers?

Yes. Scale is priced against the size of your ledger, the number of invoices and how much dispute and reconciliation work is involved, so we quote once we understand your business rather than guessing a number that does not fit.

Can I start with the AR health check?

Yes, and it is the easiest way to work out which plan fits. It is free, and we use it to show you where your cash is getting held up and how much ongoing support makes sense.

Not sure which level fits your ledger?

Start with a free AR health check. We will look at your receivables and point you to the plan that fits, with no obligation to go further.

Get a free AR health check